April 2013

 

Small Business Loans are Back on the Rise
After ten straight quarters, the Small Business Association has announced that Q4 2012 small business loans increased by 0.4%. Thanks in part to falling interest rates and less stringent loan requirements by the country’s major lending institutions, small business loans jumped from $584.1 billion in September 2012 to $586 billion by the end of the year.
Read more about the latest business lending trends »

JOBS Act Expected to Diversify Investment Opportunities
Last year’s Jumpstart Our Business Startups (or JOBS) Act was created to increase small business funding options while minimizing SEC regulations, and experts are predicting a surge in new funding opportunities for a broader range of entrepreneurs. With an increasingly diversified group of investors made available to new startups, experts expect increased funding for women and minorities by women and minorities.
Learn more about the JOBS Act’s effect on funding »

How to be a Better Borrower
How’s your relationship with your business lender? Credit specialist George Shaw offers his suggestions for improving the relationship between lenders and borrowers, including an increased focus on customer concentration, higher-quality working capital, and for older business owners, the creation of a succession plan.
Get more borrowing tips at CFO.com »

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