We have designed the Professional Program similar to our other
working capital loan programs but they do vary slightly. Here are
the program highlights:
Professional
Categories
Architects,
Attorneys, CPA's Psychologists
TIB*
Individual
Group of 2+
2-4 yrs.
$35,000
$50,000
5+ yrs.
$30,000
$75,000
Your Buy Rate
Factors
60 Equal Payments
0.02187
3 X $100 % 57 Monthly Payments
0.02330
*TIB is time actually owning a practice.
Credit Requirements:
Minimum 675 Beacon, Fair Isaac, or Empirica credit score.
Licensed for a minimum of 2 years and in good standing.
Prior year's 1040 and/or 1120 tax returns required. Two years
for application amounts over $50,000.
No "Corp. Only" transactions considered.
Minimum transaction amount of $20,000.
Terms extended up to 60 months with 3 deferred payments of $100.
Home-based businesses considered with verifiable TIB of 5+ years.
Business license is required.
Life insurance required over $35,000.
Site inspections required over $35,000.
No advance payments are required.
Spousal personal guarantees are encouraged to gain more approvals
or higher dollar amounts.
We will be refining the program as we gain more experience. We
will also solicit recommendations for additional "professionals"
to add to the list.
We hope you share in our excitement with the introduction of this
program and will help us make it bigger and better!
Welcome
Services 
